The difference between the two abilities is that cloak is an ability that can be applied to any card, not just those with disguise on them
The card has three willpower and three health, with the opportunity to quest for one lore: which is all very standard stuff
Youre of course running the standard Sol Ring and Arcane Signet that every EDH deck should run, but there are a few other options afforded to you because of your color situation
As far as board protection in casual Commander goes, I dont think that theres anything more absolute than this card
Beyond Booster Since Universes Beyond sets filter through Standard and generally land as bigger than Assassins Creed sets, this type of booster is reserved to ACR
Lucy, The Ghoul, and Maximus are new to Magic and have no stats to speak of