Smart Money Smart Kids: Raising the Next Generation to Win with Money Teresa Martinez Ryan Lister is professor of

Ryan Lister is professor of theology at Western Seminary in Portland

Some of her picture books include Opal Lee and What It Means to Be Free

You were created to be radiant

All books are leveled for Guided Reading level and Lexile and align with Common Core State Standards and National Curriculum Standards for Social Studies

readers will learn about New York's landscape

Smart Money Smart Kids: Raising the Next Generation to Win with Money Teresa Martinez Ryan Lister is professor ofIn Smart Money Smart Kids, financial expert and best selling author Dave Ramsey and his daughter Rachel Cruze equip parents to teach their children how to win with money. Starting with the basics like working, spending, saving, and giving, and moving into more challenging issues like avoiding debt for life, paying cash for college, and battling discontentment, Dave and Rachel present a no nonsense, common sense approach for changing your family tree.